AI-powered · iOS

Your retirement date,
calculated by AI.

Fyra's AI reads any brokerage or bank statement in seconds — then builds your complete forecast: net worth, cash flow, and exact years to financial independence.

Download on the App Store See features
What's your FIRE number?
Annual Spending SGD 60,000
Withdrawal Rate 4.0%
Your FIRE Number
SGD 1,500,000
SGD 60,000 ÷ 4.0% rule

Free to start · iOS 17+ · No ads, ever

What's inside

Everything a serious FIRE tracker needs

FIRE Calculator

FIRE Calculator

Set your withdrawal rate, monthly savings, or target income. Recalculates instantly, works fully offline.

Free
Cash Flow Tracking

Cash Flow Tracking

Track income and expenses — one-time or recurring. Dividend line items, future income entries (CPF, pension), and a 6-month overview of your spending trends.

Free
AI Assistant

AI Assistant

Import portfolios from screenshots, ask questions about your finances, and get personalized guidance. Your AI financial companion.

Pro · 1M tokens / month
Multi-currency

Multi-currency

SGD, USD, EUR, GBP, AUD, JPY, HKD, CNY — all converted to your base currency with live FX rates. No more manual conversions.

Free
Asset Buckets

Asset Buckets

Track your accounts — equities, CPF, cash, property — as buckets. Add holdings for live stock prices and dividend forecasting.

5 free · Unlimited on Pro
AI Insights

AI Insights

Personalized insights about your finances — concentration risk, FIRE date movement, dividend growth, expense spikes, and more.

Pro

Stage-aware

Built for both sides of FIRE

Accumulation

Building toward your number

Track net worth against your FIRE target. See your savings rate, surplus, and exact years to FIRE — updated every time you open the app.

To FIRE 8.4 yrs
Savings Rate 54%
Surplus +$4,200/mo
Decumulation

Living off your portfolio

Monitor your drawdown rate, runway, and dividend cover. Know exactly when passive income covers your expenses — and get alerted when it does.

Runway ∞ covered
Drawdown 3.2%/mo
Div Cover 112%

Pricing

Free to start. Pro when you're ready.

Free

$0

Free forever. No credit card required.

  • FIRE Calculator
  • 5 asset buckets · 20 holdings
  • Expense tracking
  • Goal tracking
  • AI import trial
  • Live stock prices + dividends
  • Multi-currency with live FX
  • FIRE Sensitivity Table
  • Monthly digest

Pro

$3.99 / month

Or $39.99 / year — save over 16%.

  • Everything in Free, plus:
  • Unlimited assets and holdings
  • Unlimited financial goals
  • AI assistant — import, analyze, and plan
  • 1,000,000 AI tokens / month
  • Exclusive AI-powered FIRE insights
  • Export your data to CSV anytime
  • Early access to new features